About Zaviyar Sultan
Zaviyar Sultan is the founder and lead writer of Paxi — a website built to explain the UAE’s visas, banking, insurance, business setup and property rules in plain, honest language.
Every guide on Paxi is researched from official UAE government and regulator sources: the UAE Government Portal (u.ae), the Federal Authority for Identity, Citizenship, Customs & Port Security (ICP), the General Directorate of Residency and Foreigners Affairs (GDRFA), the Central Bank of the UAE, the Dubai Land Department (DLD), the Roads and Transport Authority (RTA), and the official pages of the banks, insurers and free-zone authorities covered. Figures such as fees, rates and thresholds are always presented as approximate, with a clear note to verify them against the official source before acting — because government tariffs change, and a guide that pretends otherwise is not doing its job.
What He Covers
- Visas & residency: work visas, freelance permits, the Golden Visa, family sponsorship, Emirates ID and renewals.
- Banking & loans: business and personal bank accounts, credit cards, personal and mortgage loans, and the Central Bank rules behind them.
- Insurance: health, car, life, home and business insurance — what the law requires and what is worth paying for.
- Business setup: mainland vs free-zone formation, licences, visas, offices, corporate tax and VAT.
- Property & living: buying and renting in Dubai, Ejari, mortgages, yields and the real costs behind the asking price.
How Paxi Articles Are Written
Each article starts from the official source, not from another blog. Claims are checked against the regulator or government portal that actually sets the rule; where a figure comes from a bank’s published tariff or a market comparison, the article says so. Every guide carries a “Last Updated” date, an FAQ section answering the questions readers actually ask, and a disclaimer: Paxi is an independent informational website, not affiliated with the UAE government or any bank or authority mentioned, and its content is general information — not legal, immigration or financial advice.
Independence
Paxi does not sell visas, loans, insurance or property, and Zaviyar Sultan has no commercial relationship with any government department, bank, insurer or developer mentioned on the site. The site is supported by advertising, which is why every guide is written to be genuinely useful first — useful content is what keeps readers coming back.
Get in Touch
Spotted an outdated figure or have a question about a guide? Reach out through the Contact Us page — corrections are reviewed promptly under Paxi’s Corrections Policy.
Last Updated: 8 October 2026